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Compare estimated Indian income tax under old and new regimes.
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This calculator compares estimated income tax under the old regime and new regime for an individual taxpayer. Enter your annual income, deductions, age category, and residency status. The result shows which regime gives lower estimated tax.
It includes 4% health and education cess. It does not include surcharge, marginal relief, capital gains special rates, business tax adjustments, or every possible exemption.
Enter your total yearly taxable income before deductions. For a salaried person, start with total salary income and add other taxable income such as interest, rent, freelance income, or other sources.
Use one full financial year amount, not monthly income. For example, if salary is Rs. 80,000 per month, annual income is Rs. 9,60,000 before deductions.
The old regime allows many deductions and exemptions. Add the deductions that apply to you and enter the total in the old regime deductions field.
Example: If you claim Rs. 1,50,000 under 80C, Rs. 25,000 under 80D, and Rs. 50,000 standard deduction, enter Rs. 2,25,000.
The new regime has lower slab rates but allows fewer deductions. Most old exemptions such as 80C, HRA, LTA, and many investment deductions are not available.
For many salaried users, the main commonly used deduction is the standard deduction, if applicable. Some employer contributions or notified deductions may also apply depending on the taxpayer situation.
If you are not sure, enter only the deductions you are confident are allowed in the new regime. Keeping this field conservative avoids showing an unrealistically low tax result.
Age matters mainly in the old regime because basic exemption limits are different for senior citizens and super senior citizens. Select the category based on your age during the financial year.
Resident status matters because rebate benefits are generally tied to resident individual rules. If you are not sure, check your tax residency before relying on the estimate.
If the difference is small, verify with a tax professional or official filing utility before filing your return.
Guide
The ITR Tax Calculator is built for itr tax calculator when you want a clear answer without opening a spreadsheet. Enter the values requested in the form, submit the form, and the result panel will show the main answer with a supporting detail so you can understand the calculation at a glance.
This tool is useful for quick estimates, comparisons and everyday planning decisions. It keeps the form focused, uses lightweight PHP and CSS, and avoids unnecessary scripts so the page stays fast on mobile connections. You can change one input at a time to compare different scenarios and see how the result moves.
For better accuracy, use current figures from your bank, tax authority, invoice, measurement record or official source before relying on the output. Review the result with the assumptions you entered and update the inputs when rates, dates or amounts change. Calculators are excellent for planning, but final decisions should include fees, rules, eligibility conditions and local requirements that may not be part of a simple estimate.
Finolify keeps the calculator page simple: the H1 names the tool, the form is above the fold, the result is easy to scan, and supporting information sits below the tool for users who want more context. Bookmark this clean URL and return whenever you need a quick calculation.
Yes. You can use this calculator as often as you need.
No. Treat results as estimates and verify important financial or tax decisions with an official source or professional.
Yes. The form is designed for mobile, tablet and desktop screens.